Have you been searching for objective investment advice?

Open Path Financial helps you clarify your financial goals, see the big picture, and put together an action plan that makes sense and is easy to implement.

A good financial plan looks at all aspects of your financial life. Topics include retirement planning, specific investment recommendations, tax planning, college saving, risk management review, estate planning, and more.

We are fee-only, advice-only, fiduciary planners which means we:

Only work for you and in your best interests.
Are proactive in disclosing any conflicts of interest that may impact a client.
Do not accept any referral fees, commissions, or compensation contingent upon the purchase or sale of a financial product or any other hidden fees.

Our Services:

A full plan (the most cost-efficient) includes all of the following four areas listed but in most cases advice can be provided unbundled and on an as-needed basis.

CASH FLOW/RETIREMENT COUNSEL

Provide a detailed plan and expert advice that equips a client to efficiently and effectively achieve their goals.

INVESTMENT ANALYSIS

Analyze clients’ investment strategies relative to their goals, risk tolerance, and time horizon and provide specific recommendations for each individual client.

RISK MANAGEMENT

Evaluate insurance needs, amount, type, and duration based on a client’s goals.

ESTATE PLANNING COUNSEL/DESIGN

Assist clients, executor, and/or trustee in estate plan decision-making or design. Can work with your attorney to ensure your wishes will be executed upon your passing.

Our financial planning process is simple

After you have reviewed our site, contact us to arrange an introductory phone call to briefly discuss your financial planning needs and schedule a no obligation initial meeting (virtual or in-person).
At the initial meeting, we will answer your questions and gather sufficient information to provide you a firm quote for our initial services.
Once you engage our services, we will gather any additional required data, perform an in-depth analysis of your current financial situation, and develop a clearly written plan that fits your individualized objectives and risk tolerance.
At our presentation meeting, we will review our recommendations with you in detail and answer any questions you might have. We may also present alternate scenarios and show the financial impact of various decisions.
Once your plan is finalized, you will have everything you need to act on our recommendations or engage our Client Service Team to help implement your plan if you desire.

A good plan is never finished. Most clients continue to engage our services for regular review meetings and to answer questions as they arise or life circumstances change.

How complex is your financial life?

Review the chart below to discern the level of complexity of your financial life. We want you to feel comfortable before you even connect with us.

Visit our fees page to learn more about costs of each level, chat with us here or text/call our office at (805) 335-1015 and arrange a no-obligation introductory meeting.

[VIDEO] How much is this going to cost me?

Gauge your level of complexity

This chart lists most of the different aspects of financial planning. The levels represent the degree of complexity and will help you get an idea of how much financial planning will cost with Open Path Financial. To review our pricing for each level, visit our fees page.